State Bank & Trust Company

Savings & CD'S

Savings Accounts

Deposits and withdrawals can be made at any time.
Interest is paid on collected balances and compounded daily.
Join our Wild Bill Buckeroo Club for prizes & drawings – 12 and under.
$2/month if average balance falls below $100 -- Waived for children/students up to the age of 21 and non-profit organization accounts.
Up to six free withdrawals per month.
Use Online Banking or Telephone Banking to access account balances or transfer money.
Fees may reduce earnings.
The current annual percentage yield is .25%, accurate as of February 03, 2012. Rate subject to change without notice.

Individual Retirement Accounts (IRAs)

Traditional IRAs and Roth IRAs are available.

12-Month fixed-rate instruments and 48-month fixed-rate instruments are available and insured by FDIC.

No annual maintenance fee.

Competitive rates, subject to change monthly.
(Other investment options available through the Investment Department.)

Certificate of Deposit Specials

Term

Annual Percentage Yield

Minimum Balance

7 month

11 month

.75%

1.15%

$5,000

$5,000

42 month

2.01%
(Trade-A-Rate option available ONCE during the first term)

$5,000

60 month

1.85%
(Trade-A-Rate option available TWICE during the first term)

$1,000

Our standard rates have a minimum balance requirement of $1,000. Call a customer service representative at any of our offices for term and rate details. Rates listed are effective February 03, 2012.

Penalty for early withdrawal may apply. Rates are subject to change without notice.