Checking Account options
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SBT ATM/Debit Card
The SBT ATM/Debit Card is a safe and convenient way to access your checking account at ATM locations and is also accepted at any business worldwide where VISA cards can be used. It allows you to deduct purchases from your SBT checking account without the hassle of writing a check. Better yet, the card is safer than cash!
Plus, ATM/debit card holders will never pay ATM transaction fees at any terminal in the Priveleged Status network. For a listing of Privileged Status ATMs, contact your local SBT office or click here and scroll to the bottom of the page to find the location of a Privileged Status ATM near you.
If you’re going on a trip, it’s IMPORTANT that you inform your financial institution(s) about the following information so they are aware of your location and don’t mistake any transactions for fraudulent activity:
- Where are you going? Specific locations are requested, such as states and/or countries you will be traveling to.
- When are you leaving and when will you return?
- Should you temporarily raise your limit for cash withdrawals and point of sale transactions on your debit card? Check your dollar limits because they may be lower than you think.
- What is your cell phone number or a number you can be reached at? This will only be used in case we have any questions or suspicion of fraudulent activity.
- Call SBT if you have any issues while you’re traveling. We can be reached toll free at (800) 367-5500 or locally at (319) 352-6000.
Online Banking...e-statements available!
All SBT customers can view their account activity from our homepage with Online Banking...now more secure than ever! You can view cleared transactions, view e-statements, transfer funds between accounts, pay bills, and more through Online Banking.
To view a demo of Online Banking, click here!
To view a demo of Bill Pay, click here!
Online Banking is now more secure than ever! Click here to view a demo of our Enhanced Online Security.
Telephone Banking
SBT account customers also can check balances and cleared transactions, transfer funds, check rates, and confirm deposits or withdrawals by phone at (888) 999-0238.
Overdraft Protection
Unanticipated expenses or mathematical errors can leave your checking account short of cash. In addition, having a check returned due to insufficient funds is terribly embarrassing.
As a special privilege for State Bank & Trust Company customers in good standing, Overdraft Protection options are available for you. Ask us how our Overdraft Protection options can help you!
Various fees may apply and customers must be pre-approved for Overdraft Protection options.
Free Deluxe® personalized checks
All Free and Interest Checking customers will receive 50 free personalized Deluxe® checks when they open an SBT checking account. Club 55 and Advantage Checking customers will receive up to two boxes of Deluxe® Specialty checks free per year.
Health Savings Accounts (HSAs)
Health Savings Accounts are now available at State Bank & Trust Company! We offer debit cards and specially designed HSA check packages. Eligible individuals can carry over their HSA balances from year-to-year, pay qualified medical expenses with pretax dollars, and earnings grow tax deferred. For more infomation, click here, call or stop in at any of our six great locations.
No Transaction Fees at any Privileged Status ATM
State Bank & Trust Company customers will never pay ATM transaction fees at any ATM in the Privileged Status network across the Midwest. For a listing of Privileged Status ATMs, contact your local SBT office or click here and scroll to the bottom of the page to find the location of a Privileged Status ATM near you.